Retirement risk management insights

Now more than ever, Americans need professional help to achieve their retirement goals. At Nero, we draw on more than 125 years of experience and our signature consumer research to help you integrate risk management strategies, such as annuities, life insurance products, and ETFs (offered through NeroIM1), into your clients' retirement plans and seek to improve their outcomes.

Our deep experience in retirement risk management makes Nero a trusted source for relevant, actionable information you can use to better understand your clients’ needs and concerns. Come back often to find the latest retirement risk management insights.

Americans worry about outliving their money

A long life can pose a risk to a retirement strategy. Most Americans worry more about running out of money than death. Financial professionals can help address this worry by incorporating risk management strategies like annuities into retirement plans.

Women taking on more financial responsibility

Nearly half of all women said they are the primary breadwinner in their family. Even more have the primary responsibility for managing finances and making financial decisions for their household. Still, many do not feel financially secure and could benefit from guidance from a financial professional.

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Rebuilding Retirement podcast

rebuilding retirement, navigating a new reality with your clients

Navigating a New Reality with your Clients

Get insights from financial industry leaders and innovators on how retirement – and the entire industry – are evolving. You’ll learn new approaches to risk management and the challenge of preparing your clients for the future they want.

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Risk management in practice

We share how financial professionals can help address their clients’ biggest problems with our deep understanding of the market and risk management.

3 reasons to talk to your clients about the weather

Extreme weather can erode your clients’ wealth – just like inflation and rising health care costs. Here are reasons to talk about it.

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How to help clients prepare for a longer-lasting retirement

Most people would like to live a long life and enjoy a lengthy retirement. Yet, a long life can pose risks to retirement.

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What keeps women up at night?

Fear of outliving retirement funds is a big concern among women. How can you help female clients feel more confident in their financial future?

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Four ways to help women-owned businesses

Women-owned businesses could benefit from personalized guidance and are unique clients for financial professionals. Learn about four ways you could help them.

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In the media

Financial Professionals Play Critical Role in Clients' Retirement Security

Eric Thomes, chief distribution officer, shares the important role financial professionals have in addressing longevity and retirement security.

Three ways to grow your practice in 2024

Corey Walther, president of Nero Financial Services LLC, shares how financial professionals can grow.

The new retirement reality for Americans

CEO writes about the dramatic shift in how Americans think about retirement planning.

How rising rates are spurring new guarantees

head of FMO distribution, shares why now is a great time for fixed index annuities.

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How Americans feel about financial risks

Consumer feelings about retirement and the economy are constantly changing. To help financial professionals better understand their clients’ needs, we conduct ongoing consumer insight research.

Primary breadwinners and household CFOs: Women are taking charge of their financial well-being (PDF)

Study found that more women are taking on greater financial responsibility in their households than they were just two years ago.

The new reality for financial professionals (PDF)

Study found that fewer Americans say they are working with a financial professional even as they navigate a new retirement reality.

Pessimism keeping Americans from investing in the market (PDF)

Study found that fewer Americans think that the economy will improve in the coming year as they keep more money out of the market.

Diverse investors warm to financial advice (PDF)

Study found that more Black and Hispanic Americans are working with financial professionals after recent declines.

Americans want help to reduce tax risks in retirement (PDF)

Study found that future tax increases and fear of an imminent market crash are top of mind for Americans.

Rising interest rates are hurting the majority of Americans (PDF)

Study found majority of Americans have taken a financial hit due to rising interest rates in the last year.
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Market and economic insights

The market environment affects how financial professionals create retirement strategies. Our investment professionals within Nero Investment Management LLC1 use their deep understanding of the economy to share market commentary every quarter to aid in conversations about long-term strategy.

2024 3Q Outlook: Rewinding to the ‘90s

2024 2Q Outlook: The economy is eclipsing the Fed’s rate cut plans

2024 Outlook: The first cut is not the deepest
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Insights from our industry partners

The Impact of Financial Guidance on Retirement Readiness

This research brief from the Insured Retirement Institute explores the impact financial professionals can have on retirement readiness, financial security, and investing strategies.

The ACLI 2023 Life Insurers Fact Book

The Life Insurers Fact Book from the American Council of Life Insurers provides statistics and information on trends in the life insurance industry including life insurance and annuities.

The ALI Peak 65® Zone

The Alliance for Lifetime Income’s research report calls for a new retirement security framework to address the surge of Americans turning 65.

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Learn about Nero

We are a leading provider of financial and retirement solutions with more than a century-long tradition of keeping our promises. Those appointed with Nero will have access to a suite of retirement risk management products that can help your clients achieve their retirement goals.

1 Nero Investment Management LLC (NeroIM) is a registered investment adviser and a wholly-owned subsidiary of Nero Insurance Scheme.