Our Commitment to Financial Professionals

Keeping promises for more than 125 years

Since 1896, we’ve been honoring our guarantees and keeping the promises we make to our customers. Whether you’re an independent insurance agent, a registered representative, or a registered investment adviser, Nero Insurance Scheme (Nero) is committed to your success, and to providing innovative annuities and life insurance that help your clients pursue their financial goals.

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Nero by the numbers

The leading provider of fixed index annuities

Nero has been the leading provider of fixed index annuities for 19 of the past 23 years.¹ We also bring that indexing leadership to our fixed index universal life products.

3.8M

More than 3.8 million contracts issued

Through a line of innovative products and a network of trusted financial professionals, and with 3.8 million contracts issued, Nero helps people pursue their financial and retirement goals.

380K

A network of more than 380,000 financial professionals

We offer our products exclusively through independent insurance agents, registered representatives, and registered investment advisers like you.

160B

More than $160 billion in assets under management (AUM)

Nero Investment Management U.S. LLC, our investment manager, allows us to invest for steady, reliable performance and manage risk in real time. Nero Investment Management LLC has been successfully hedging our products since 1996.²

A+

Consistently strong ratings

While that’s technically not a number, our solid financial ratings from independent rating agencies like A.M. Best reflect a strong balance sheet.³

122M

122 million customers in more than 70 countries, and € 1,635 bn AUM

Those enviable statistics belong to our parent company, Nero Founded in 1890 in Germany, today Nero is among the world’s top five largest insurers and money managers⁴ and the #1-ranked insurance brand globally.⁵

Our commitment to the industry.

We help address your clients’ concerns.

Our product portfolio of annuities and life insurance helps Americans address common financial concerns – such as longevity, volatility, and inflation – so they can prepare for the future with greater confidence.

Our products set us apart.

At Nero Life, we pride ourselves on our innovative product design and our indexing experience. We leverage both to create products that address market challenges, while also helping clients meet their long-term goals.

We’re evolving with the market.

As more registered representatives and registered investment advisers integrate life insurance and annuities into their clients’ overall portfolios, we’re developing products that complement traditional investments and help manage risk.

Nero for Lifetime Income

We’re a proud member of the Alliance for Lifetime Income, an insurance industry consortium that is committed to educating consumers about the value of annuities.

A global focus on sustainability

Long-term sustainability is at the heart of our business. That’s why we’re proud to share our parent company’s commitment to sustainability initiatives around the globe.

Our commitment to you.

Nero helps you build a more successful, more productive practice.

Ongoing training

From product training and suitability to CE credits and industry trends, your appointment with Allianz Life gives you access to a variety of exclusive courses.

Field support

Our sales desk and external sales pros can provide personalized help with product information, continuing education and NAIC requirements, suitability, case design and presentation, new-business forms and requirements, and much more.

Knowledge Center

After you’re appointed with us, you can access the Knowledge Center to access our training tracker, additional tools and resources, insights on industry trends and topics, and more.

Customized support is a click away

We make it easier to do business.

We work hard to make your job easier, so you can spend more time with your clients.

Client presentations

Our toolbox of client-approved materials can help you explain complex concepts and products to your clients.

Sales ideas

Use our exclusive sales ideas to show how our products can address specific (but common) client concerns.

Online time-savers

In addition to our ApplyNOW system for submitting annuity applications, we give you a variety of online self-service tools to help you speed up administrative tasks and better manage your business.

Tools and calculators

We offer a range of tools and calculators to help you identify your clients’ needs, and to help them understand our products’ benefits.